A savings account is your primary account to establish your membership at BCFCU. A $25 opening deposit establishes member-ownership in the Credit Union. Members earn a quarterly dividend on their savings account based on average daily account balance. This account is your passport to all financial products and services at the credit union. Electronic or automatic withdrawals and transfers are limited to six per month. The National Credit Union Administration (NCUA) insures your credit union accounts up to $250,000.
Are you always charging up your high-rate credit cards around the holidays? With no minimum balance & no monthly service fee, Club Accounts are a good tool to help budget for the holidays. This goal-oriented savings account features unlimited deposits and funds become available the first business day in November. Get started easily and watch your savings grow (payroll deduction or direct deposits into your account is the best way to reach your savings goals). There is no need to visit our office each year to set up your new Christmas Club account as long as you keep your regular deposits arriving in your account.