Skip to main content

Home Equity Line of Credit

Put Your Home's Value to Work for You

Now you can use the equity in your home to establish a line of credit.  Enjoy peace of mind with a Home Equity Line of Credit (HELOC) for home improvements, kitchen remodel, add a new deck and/or pool or fix that leaky roof, finance your children's education, a special wedding, buy a new vehicle, take a dream vacation, or consolidate credit card balances into one monthly low-cost payment and so much more.

Here’s how your HELOC works: By borrowing up to 80% of the value of your home, you'll get a line of credit, which has a competitive variable interest rate and you can draw on at any time. Our standard draw period is 15-years and there is no annual fee. As needs arise, you don't have to get approval for another loan, just take a draw when you need it. With a 15-year repayment period, you'll get an easy-to-manage monthly payment for the new line of credit without having to refinance the entire balance of your existing first mortgage.